...almost finished

Activity: I was talking whit my friend Veronica about the last weeks in the school.
A few days ago Vero told me that she really hated the last weeks of the semester because the teachers gave us a lot of exams and homework. She also said that she was thinking in don’t be stressful and only do the necessary, not to do a lot of work. She said is not possible that she didn’t slept well for their jobs and she is tired. She wants to finish these semester as soon as possible.
Reflection: With this kind of exercise we can practice our speaking and tried to speak daily topics like the school. Maybe with this kind of practice we can speak fluently and be better.

with my Neighbors

Around my house, live foreign people. In front of my house live a couple of USA, behind me live a Canadian family and close to the corner live another USA family. I have more neighbors but only for vacations. Just a few persons are from Progreso.
Yesterday I listened screens, voices and laughing in the middle of the night. It was a group of American people because they speak English, I mean, I guess. They got my attention so far. So I decided go out and talked with they for my speaking activity.
One of they asked me: Did you catch that she said? And I answered him…and started the conversation, about the weather in Yucatan that is so different than their country. We talked about my house and the food too.
I think we were talking around one hour. It was so helping to me. I enjoyed the conversation. I hope the next time that they walked closed to my house say hello to me for talking again and help me with my English and I can learning Spanish to these very nice foreign people.

Type of Banking

Commercial Banks
Commercial or retail Banks are businesses that trade in money. They receive and hold deposits, pay money according to customers’ instructions, lend money, offer investment advice, exchange foreign currencies, and so on. They make a profit from the difference (known as a spread or a margin) between the interest rates they pay to lenders or depositors and those they charge to borrowers. Banks also create credit, because the money to they lend, from their deposits, is generally spent (either on goods or services, or to settle debts), and in this way transferred to another bank account –often by way of a bank transfer or a cheque (check) rather than the use of notes or coins – from where it can be lent to another borrower, and so on. When lending money, bankers have to find a balance between yield and risk, and between liquidity and different maturities.


Source: English for Business Studies. Student´s books
Second edition Cambridge University press
Ian Mackenzie 2002 Cambridge; United Kingdom

A negotiation breakdown

John Dee imports microwave ovens from Korea and has been working satisfactorily with the same supplier to five years. Recently he travelled to Korea to meet the supplier and negotiate a reimbursement for a shipment of appliances that John´s customers had sent back because of a serious manufacturing defect.

He met the Korean company´s representative Mrs. Han who insisted she could not compensate John financially but would replace the defective appliances. John refused this offer, saying that this gesture would not in itself be sufficient to restore his reputation with his customers.

John was booked on a plane leaving that afternoon and could see little point in continuing the discussion. He was getting more impatient with the apparent lack of progress and stood up angrily and walked out of the discussion. Mrs. Han was embarrassed and did not wish to lose face by asking him to return to the room.

John Dee now buys his microwave from Taiwan at a higher unit price.