Democratic article

I red an article...and these are the words that I didn't understand:
1. Manic-depressive cycles The type of distressful emotional experience where we swing between extremes is called manic-depressive illness or bipolar disorder by the psychiatric medical establishment. In the manic-depressive cycle, we alternate between the two modes: Manic is characterized as high energy, optimistic but possibly unrealistically so.
2. Hyperinflation A rapid rise in prices that seriously damages a country’s economic.
Inflation: a continuing increase in the prices of goods and services.
Contain inflation (control it)
adjusted for inflation (after taking inflation into account)
3. Gloomy depression The voices of depression. Gloomy, hurting voices. Hopeless, sad voices. We've all had our share of depressed days The voices of depression. Gloomy, hurting voices. Hopeless, sad voices. We've all had our share of depressed days - maybe it was during the post-partum blues or perhaps after a major disappointment or loss.
4. Co traffickers the movement of vehicles, ships, persons, etc., in an area, along a street, through an air lane, over a water route, etc.: the heavy traffic on Main Street.
5. Proposals A plan or idea which is suggested formally to an official person, or when this is done (proposal to do something).
6. Distressingly 1. To cause strain, anxiety, or suffering to. Synonyms:trouble
2. Law To hold the property of (a person) against the payment of debts.
7. Cozy –adjective
1.snugly warm and comfortable: a cozy little house.
2.convenient or beneficial, usually as a result of dishonesty or connivance: a very cozy agreement between competing firms.
8. Pave verb (used with object), paved, pav⋅ing. to cover or lay (a road, walk, etc.) with concrete, stones, bricks, tiles, wood, or the like, so as to make a firm, level surface.
9. Preach
–verb (used with object)
to proclaim or make known by sermon (the gospel, good tidings, etc.).
to deliver (a sermon).
to advocate or inculcate (religious or moral truth, right conduct, etc.) in speech or writing.
–verb (used without object)
to deliver a sermon.
to give earnest advice, as on religious or moral subjects or the like.
to do this in an obtrusive or tedious way.
10. Loot informal old-fashioned goods or money that have been stolen
11. Ocean bill of lading A bill of lading for the transport of good by sea.


Source: I look for the meanings in
Internet
Cambridge dictionary
Longman business English Dictionary (CHF1001)

Phone Message

Practice how I should to receive a call…when for all of the reasons a person may not be able to take a call for example: she's out of the office, he's on another line, etc…
1. What is the name of the caller?
A. Nick B. Nate C. Neil

2. According the girl, her father:
A. is not home. B. is on another line. C. can't come to the telephone.

3. What is the man's telephone number?
A. 598-7482 B. 587-4728 C. 589-7248

4. The man tells the girl:
A. that he will call again sometime after 7:00 PM. B. to ask her father to call him later. C. that he will drop by around 8:30 PM.

5. What does the girl refuse to tell the caller?
A. her age B. her name C. her address

Source: http://www.esl-lab.com/meet/meetrd1.htm

Banking

This activity is about the banking vocabulary, I matched up the terms with its definitions. Some words are new for me but the others I know them.
I just wrote down the words that I need find in the dictionary for its definition.

Mortgage: Debt instrument giving conditional ownership of an asset, secured by the asset being financed. The borrower gives the lender a mortgage in exchange for the right to use the property while the mortgage is in effect, and agrees to make regular payments of principal and interest. The mortgage lien is the lender's security interest and is recorded in title documents in public land records. The lien is removed when the debt is paid in full. A mortgage normally involves real estate and is a long-term debt, normally 25 to 30 years, but can be written for much shorter periods.

Overdraft: Amount by which a check exceeds the Available Balance in a checking account. Also, the negative account balance that results when a depositor writes checks exceeding the account balance. Bank customers who have an overdraft line of credit, called Overdraft Protection can write checks for more than the account balance whenever they want, without fear that their checks will be returned or they will have to pay overdraft check fees for bounced checks. Also called "overdraft privilege" a bounce protection.

Loan: Money advanced to a borrower, to be repaid at a later date, usually with interest. Legally, a loan is a contract between a buyer (the borrower) and a seller (the lender), enforceable under the Uniform Commercial Code in most states. The terms and conditions for repayment of a loan, including the finance charge or interest rate, are specified in a loan agreement. A loan may be payable on demand (a Demand Loan), in equal monthly installments (an Installment Loan), or they may be good until further notice or due at maturity (a Time Loan).

The source: English for Business Studies
A course for business studies and economics
Ian Mackenzie.Cambridge. Second Edition

JOB SEARCH Preparing for your future

Standard Questions Asked during Interviews

These questions can be used during the trial interview, along with questions specific to the job and individual candidate based on that person’s résumé. That’s the reasons that I decided to practice answering these questions like a personal interview in an office with person of the human resources department. You can try too for your future work life.
1. Tell me about yourself
2. How would you describe yourself (your personality)?
3. What would you consider your greatest strengths and weaknesses?
4. What two or three accomplishments have given you greatest satisfaction?
5. How did you choose the career you have chosen, and what have you done to prepare for it?
6. What qualifications do you have to help you succeed in this career?
7. Why did you apply for a job with our company?
8. What do you think it takes to be successful in our company?
9. Where do you see yourself in five years?
10. Why should I hire you?
11. How do you work under pressure? Give me some examples.
12. Are you willing to relocate?
13. What are the three most important things to you in a job?

To my future boss:
Good Morning. My name is Sara and I live in this city since I born.
I am in the perfect age to work in your company. I'm a single woman and have no children. I studied Marketing and International Business in UADY. Then I took a post grade in economy and finances. I speak Spanish, English and Chinese and now I'm learning French. I have facilities for change my residence if the work required, I don’t have problem for doing a business trip.
About my personality I am an original person and creative, I'm responsible, honest and professional. I like to travel around the world and read too.
I consider one of my greatest strengths is my professional history and one of my weaknesses is the failure.
In five years, maybe I will work in this company doing a very good deal with an international airline.
You should hire me because I'm a different person and I want work with you to do something different, I want that this company will be the best and I know I can do that.
You will never be regret.
The three most important things to me in a job are:
- My personal success
- I fell happy with the things that I do, with my partners and the work space.
- Have time to myself.


Rodgers Drew, Norwegian School of Management (1998)
Business Communications: International Case Studies in English
Cambridge, United Kingdom; Cambridge University Press
Inc pages 4-8.